IR 2011: primeiro lote de restituição sai dia 15
Com o início do mês de junho, vem também a expectativa para o primeiro lote de restituições do IR 2011, que deve ser pago, de acordo com o calendário oficial da Receita Federal, em 15 de junho.
Pelas regras, as primeiras declarações entregues têm prioridade na hora do pagamento, além de pessoas com mais de 65 anos, que têm esse direito garantido pelo Estatuto do Idoso. No entanto, não é aconselhável começar, desde já, a fazer compras e dívidas contando que, logo no primeiro lote, terá o “dinheirinho extra” na conta.
Receita tem até dezembro para liberar o dinheiro
A Receita Federal libera, todo ano, sete lotes de restituição entre os meses de junho e dezembro. Apesar de estabelecer uma ordem de prioridade para a entrega, que beneficia primeiro as declarações pela internet, seguidas das entregues em disquete, mesmo que você se enquadre entre os primeiros da lista, é melhor não se precipitar.
Este ano, a Receita recebeu mais de 24 milhões de declarações. Além disso, qualquer deslize no fornecimento das informações pode deixar seu documento retido na malha fina da Receita, o que atrasará ainda mais o pagamento – a Receita tem até cinco anos para avaliar as declarações retidas.
Uma dica é aguardar até uma semana antes da data programada para o pagamento da restituição, para planejar o uso do dinheiro. Isso porque a Receita libera, dias antes, a consulta ao lote, o que permite que o contribuinte saiba se está ou não entre os beneficiados. A consulta deste primeiro lote deve estar disponível no meio da próxima semana.
A tabela abaixo mostra datas de pagamento das restituições do IR 2011. Assim, fica mais fácil se programar:
Cuidado ao pedir restituição antecipada
Outra dica é pensar bem antes de pedir a restituição antecipada do IR nos bancos. A maioria das instituições fornece o serviço. Porém, apesar das taxas de juros parecerem tentadoras, é preciso ter cautela antes de optar pela antecipação, que só compensa se for para quitar uma dívida mais alta (cheque especial, cartão de crédito etc).
Lembre-se também de que, se a restituição atrasar, você será forçado a quitar o saldo devedor com outros recursos ou prorrogar o prazo de financiamento, a custos mais altos.
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Hands down, Apple’s app store wins by a mile. It’s a huge selection of all sorts of apps vs a rather sad selection of a handful for Zune. Microsoft has plans, especially in the realm of games, but I’m not sure I’d want to bet on the future if this aspect is important to you. The iPod is a much better choice in that case.
Zune and iPod: Most people compare the Zune to the Touch, but after seeing how slim and surprisingly small and light it is, I consider it to be a rather unique hybrid that combines qualities of both the Touch and the Nano. It’s very colorful and lovely OLED screen is slightly smaller than the touch screen, but the player itself feels quite a bit smaller and lighter. It weighs about 2/3 as much, and is noticeably smaller in width and height, while being just a hair thicker.
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This is getting a bit more subjective, but I much prefer the Zune Marketplace. The interface is colorful, has more flair, and some cool features like ‘Mixview’ that let you quickly see related albums, songs, or other users related to what you’re listening to. Clicking on one of those will center on that item, and another set of “neighbors” will come into view, allowing you to navigate around exploring by similar artists, songs, or users. Speaking of users, the Zune “Social” is also great fun, letting you find others with shared tastes and becoming friends with them. You then can listen to a playlist created based on an amalgamation of what all your friends are listening to, which is also enjoyable. Those concerned with privacy will be relieved to know you can prevent the public from seeing your personal listening habits if you so choose.
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I’ll gear this review to 2 types of people: current Zune owners who are considering an upgrade, and people trying to decide between a Zune and an iPod. (There are other players worth considering out there, like the Sony Walkman X, but I hope this gives you enough info to make an informed decision of the Zune vs players other than the iPod line as well.)
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This is getting a bit more subjective, but I much prefer the Zune Marketplace. The interface is colorful, has more flair, and some cool features like ‘Mixview’ that let you quickly see related albums, songs, or other users related to what you’re listening to. Clicking on one of those will center on that item, and another set of “neighbors” will come into view, allowing you to navigate around exploring by similar artists, songs, or users. Speaking of users, the Zune “Social” is also great fun, letting you find others with shared tastes and becoming friends with them. You then can listen to a playlist created based on an amalgamation of what all your friends are listening to, which is also enjoyable. Those concerned with privacy will be relieved to know you can prevent the public from seeing your personal listening habits if you so choose.
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Between me and my husband we’ve owned more MP3 players over the years than I can count, including Sansas, iRivers, iPods (classic & touch), the Ibiza Rhapsody, etc. But, the last few years I’ve settled down to one line of players. Why? Because I was happy to discover how well-designed and fun to use the underappreciated (and widely mocked) Zunes are.
Hands down, Apple’s app store wins by a mile. It’s a huge selection of all sorts of apps vs a rather sad selection of a handful for Zune. Microsoft has plans, especially in the realm of games, but I’m not sure I’d want to bet on the future if this aspect is important to you. The iPod is a much better choice in that case.
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If you’re still on the fence: grab your favorite earphones, head down to a Best Buy and ask to plug them into a Zune then an iPod and see which one sounds better to you, and which interface makes you smile more. Then you’ll know which is right for you.
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Hands down, Apple’s app store wins by a mile. It’s a huge selection of all sorts of apps vs a rather sad selection of a handful for Zune. Microsoft has plans, especially in the realm of games, but I’m not sure I’d want to bet on the future if this aspect is important to you. The iPod is a much better choice in that case.
The new Zune browser is surprisingly good, but not as good as the iPod’s. It works well, but isn’t as fast as Safari, and has a clunkier interface. If you occasionally plan on using the web browser that’s not an issue, but if you’re planning to browse the web alot from your PMP then the iPod’s larger screen and better browser may be important.
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I’ll gear this review to 2 types of people: current Zune owners who are considering an upgrade, and people trying to decide between a Zune and an iPod. (There are other players worth considering out there, like the Sony Walkman X, but I hope this gives you enough info to make an informed decision of the Zune vs players other than the iPod line as well.)
This is getting a bit more subjective, but I much prefer the Zune Marketplace. The interface is colorful, has more flair, and some cool features like ‘Mixview’ that let you quickly see related albums, songs, or other users related to what you’re listening to. Clicking on one of those will center on that item, and another set of “neighbors” will come into view, allowing you to navigate around exploring by similar artists, songs, or users. Speaking of users, the Zune “Social” is also great fun, letting you find others with shared tastes and becoming friends with them. You then can listen to a playlist created based on an amalgamation of what all your friends are listening to, which is also enjoyable. Those concerned with privacy will be relieved to know you can prevent the public from seeing your personal listening habits if you so choose.
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The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.